Close up of various credit cards

Grades 10/11: Credit cards and bad debt vs. good debt

Help students better understand the concept of credit cards and how to manage debt responsibly.

Time frame: 45 min

Learning objectives for students:

  • the difference between good debt and bad debt
  • the importance of understanding the difference and how it affects paying debt

Lesson outline:

  • facilitator introduction
  • topic introduction
  • activity
  • Q&A/closing


  • Credit Cards (case study)


For questions, please email us.

Want a session in your area?

We will provide a CPA volunteer to lead the session with a prepared presentation, activities, handouts and worksheets. Note: If more than one session is needed, please fill out a second form and submit.

Request guidelines:

For more information, visit setting up a financial literacy session.