Time frame: 60 min Audience: new Canadian immigrants who have been in Canada less than two years Learning objectives for participants: learn why a bank account is needed and how to choose the right bank and banking services understand the advantages and dangers of using debit cards, credit cards and ATMs learn how to use effective money management skills to build credit history understand the terms used on a pay statement and the purpose of payroll deductions understand when, why and how to file an annual income tax return know where to go for support and guidance Outline: overview bank accounts and banking services ATMs, debit cards and credit cards ATM — 24 hour banking how a debit card works credit cards — temporary loan transaction fees can add up establishing a credit history understanding your pay cheque and your payroll deductions filing your income tax return when and how to file getting the help needed resources Q&A Learning materials: Canadian Currency — a visual guide for Canadian currency (paper and coin) How to Write a Cheque — explains the different parts of a cheque and how to write one Debit Card & Credit Card — explains the different parts of a debit card and a credit card Sample T4 Slip — a sample income tax slip Sample Pay Cheque Stub — explains the different the parts of a pay cheque stub Glossary of Terms — defines various financial terms and items Questions? For questions, please email us. Want a session in your area? We will provide a CPA volunteer to lead the session with a prepared presentation, activities, handouts and worksheets. Note: If more than one session is needed, please fill out a second form and submit. Request guidelines: 12 weeks’ notice needed to setup a session. Requests must be submitted by the request deadline. If more than five sessions are needed, please contact us directly. For more information, visit setting up a financial literacy session.